The objective of this systematic project work is to categorically, bank lending and Nigeria economy. The relevance of bank lending cannot be over emphasized. It controls the well being of commercial, agricultural and industrial sectors of this economy that embarks mainly on long term and advances. All these are discussed systematically in this noble work. They span through five chapters. The first chapter presents the introduction aspect of the work specific issue as background of the study, significance of project and definition of terms used. The second chapter deals with literature review in fact all necessary literature was review. The third chapter talk about the research design and methodology adopted. The fourth chapter dealt precisely with analysis and presents the relevant data. The fifth which is the final chapter summarized the work and recommendation aimed at enabling individual, various organizations both private and public, industrialist, commercialist, and farmers respectively to secure credit facilities so that the economy will experience radical development.