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Category: Project Material

PROBLEMS OF MONEY TRANSMISSION IN NIGERIAN BANKS(A CASE STUDY OF UNITED BANK FOR AFRICA PLC)

ABSTRACT/DESCRIPTION


Of the many services which the banks render in our economic system and which people criticize are being inadequate, money transmission appears to be the least resolved in terms of solutions for optimization. A lot of writers on this issue, have blamed the poor state of this service on dearth of effective communication in Nigeria, the tendency for banks to be reasonability careful because of the high rate of fraudulent activities involving both the public and some bank staff, such as authorized printing of bank stationary like fake cheque books, bankers draft, tellers and robber stamps. Others include manipulating of computer records, signature forgery and nonchalant attitude by staff as regard their duties. Among these possible causes of inadequate money transmission in Nigeria, there have been possible solutions. However, it is pertinent to mention that most of the literatures written on this topic lack the merits of an empirical study. In spite of the numerous solutions offered in these works, the service of money transmission in Nigeria has remained inadequate. This indicates that the central bank of Nigeria in turn requires the commercial banks to provide adequate services to the Nigerian public.

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