COMPUTERIZATION OF BANKING SERVICE ITS EFFECT ON THE EFFICIENCY OF BANKING SERVICE IN NIGERIA

This research project work was undertaken with a purpose of determining and evaluation of the effect of computerizing banking service and its efficiency on the banking services in Nigeria. The effect of computerizing the banking services on the behavioural aspect of management information system are Aggression Avoidance and projection on the other hand, other operational pressures are maintaining the system; personal problems in the book-keeping department, maintaining book-keeping machines. Expanding volume of operation; need to accommodate the increasing volume, need to maintain or reduce cost. Unsatisfactory output; errors in terms of reports and statement delays in work processing. Needs or system change. The study has a library research and empirical study. Additional information were collected from journals bullions textbooks and newspapers etc. It was been clear to me from what I found out that computerizing banking services plays a very big positive effect on Nigeria Banking Services. It provide better information for commercial loan management improves the speed limit & accuracy of services to customers, and also provides necessary data input for advanced financial information systems. It leads to problem awareness, permit feedback on the implementing of decision, it support problem analysis and selection of alternatives. It influences the choice of the most appropriate option. Also computer are used in implementing strategies or plans for they can also be used for drawing up the budget in constituting investment portfolio and in bank’s balance sheet management. From the word been mentioned above it is quite clear that if Nigeria banks continue to encourage the use of computerized banking service that Nigeria would have a better standard of living & the work of science & technology as regards to computer services